Driving is sometimes a big part of our jobs. Whether it’s something as small as running an errand for our boss, or if it’s your job as a delivery person or trucker, you might spend part of your work day behind the wheel. Unfortunately, that might lead to a car accident and a workers comp claim.
When that happens, you’ll need to fight back and get the compensation you need. If you’ve been injured on a drive, and you were on the clock, reach out to a Boston workers comp attorney for the help you need recovering.
When is My Employer Responsible?
First, you’ll need to determine whether you have the option to file a workers comp claim with your employer. After all, you weren’t at the work site, so you might be unsure if you have a viable claim, or if you’ll need to seek compensation in other ways.
Fortunately, you should be able to seek compensation if driving is part of your job. As long as your acting within the boundaries of your position, you should be able to file for workers comp. For example, truckers and delivery people are covered, and if you’re out on a task for your boss, you might be covered by your work comp insurance.
This rule isn’t true in cases where you’re not working. For example, you might have run out for lunch and were rear-ended. In this case, you’ll need to go through your auto insurer, not your employer.
Benefits for a Car Crash
When you’re injured in a car crash, you’ll need to seek the full benefits you need from your workers compensation. Make sure you’re getting the full amount you need before you accept your workers compensation. If you don’t, you might have a tough time recovering on a limited amount.
First, make sure that your workers comp covers all reasonable medical expenses. Anything that your doctor prescribes as part of your recovery should be included in this. If you lost a loved one in one of these accidents, you should still receive compensation for these expenses as part of their death benefits.
You’ll also need help when you’re unable to work, so seek disability benefits. These benefits should cover a percentage of your original income based on whether you’ve returned for light duty, or whether you’re unable to work at all.
Help with Work Comp for a Car Crash
Sadly, dealing with a car accident is never easy. You’re injured, your expenses are adding up, and you need help. Worse, your accident happened at work, so you’re not sure where to turn or what to do. Fortunately, that’s what your attorney is for.
If you’re struggling with a workers comp claim after a car crash, get the help you need to fight back and get your settlement handled.